Pre-Paid Funeral Plans
Having a Fosters’ funeral plan in place, the lowest cost, fully guaranteed plans in Scotland, leaves you free to worry about the more important things in life.
Whether you are planning for a funeral or a burial, when the time comes we can fully guarantee that there will be no more to pay for any of the services detailed in the plan. No matter how much prices rise in the future, you have the peace of mind of knowing that the funeral will be fully paid for.
For burials that includes the burial or interment fee (single), gravedigger fee, fee for a church service and Minister or Officiant’s fees to conduct a service at a local cemetery chapel or church or at the graveside.
What is a pre-paid plan?
The death of a loved one or relative is always a traumatic and distressing experience for those that have been bereaved.
To help ease their burden, at such an emotional time, you may want to consider a pre-arranged, pre-paid, funeral plan.
Investing in a plan will help ease the worry about meeting the costs of the funeral and the arrangements.
All costs are fully guaranteed. Your loved ones will never have another penny to pay.
Why is there an administration fee?
The administration fee is for the time taken to arrange the funeral plan with the client, and process all legal documentation.
Our administration fee is included within the total cost of the plan.
For your peace of mind payments into a pre-paid funeral plan can be spread over a number of months or can be paid for with a one-off instalment.
What does it mean by Fully Guaranteed?
‘Fully guaranteed’ means no matter how much the costs of the services specifically included in the Set Funeral Plans increase between now and the time of the funeral, there will be no more to pay for these services. Third party costs (often called disbursements) such as fees for the burial, doctor, church, minister and grave-digger are not always fully guaranteed – and the amount covered by any contribution varies between providers.
Is there a charge for the guarantee?
Yes, this is built into all our funeral plans so that we can ensure that the family has never another penny to pay. Please note that the charge on the celebration plan is higher. This is because third party costs make up a greater proportion of the cost on these plans.
Is my money secure?
Funeral plan funds are placed in an insurance company, in line with guidelines, set out by the Funeral Plan Authority.